There is still time to Apply for Neighborhood Impact Program

Moorhead residents can apply to help make repairs and improvements with a low interest rate.

The program, which runs through October 31, partners Moorhead residents with Gate City Bank to revitalize mature neighborhoods, helping local homeowners make repairs and improvements with a low interest rate.

Program funds may be used to address code and structural issues, improve energy efficiency and make general property improvements. Applicants must be the owner-occupant of the home and meet credit requirements. Qualifying projects for the bank’s home improvement programs range from patio additions and new garages to safety repairs like furnace replacements and accessibility adjustments. Funds may also be used to address code and structural corrections, energy improvements and general property upgrades.

Applications must be received on or before October 31, 2026, and projects must be within Moorhead city limits. Each application is subject to credit qualification and a home evaluation, and will be reviewed on a first-come, first-served basis as funds are available. Loan amounts can range from $10,000 to $100,000, and each location may have varied rates and requirements. To learn more and apply, visit the Home Improvement Page on our website.

Questions on Property, Contractor, or Renovation Items?

Call the City of Moorhead at 218.299.5397 or email Governmental Affairs.